Personal Loans

Get the cash you need with a Personal Loan from Dade County Federal Credit Union!

Get the financial assistance you need swiftly and effortlessly with a Personal Loan from Dade County Federal Credit Union! Whether you're looking to consolidate debt, handle unexpected expenses, or embark on home improvements, our Personal Loans are designed to cater to your unique needs. Discover the advantages of choosing Dade County Federal Credit Union for your Florida financial solutions, including:

  • Low-Interest Rates
    Our Personal Loans feature competitive interest rates, ensuring that you save money throughout the life of your loan.
  • Flexible Terms
    Tailor your loan to fit your budget and financial aspirations with our range of flexible terms. Choose the repayment period that suits you best.
  • Easy Application Process
    At Dade County Federal Credit Union, we prioritize simplicity. Our online application process is quick, convenient, and hassle-free.

Unlock the potential of a Personal Loan from Dade County Federal Credit Union for various purposes, such as:

  • Debt Consolidation
    Streamline your finances and simplify your life by consolidating your debts into one manageable payment.
  • Unexpected Expenses
    Be prepared for life's uncertainties by having access to funds when you need them the most.
  • Home Improvement Projects
    Invest in your home with the financial support needed to enhance its value and comfort.
  • Car or Home Down Payment
    Take a significant step towards your dream of homeownership or acquiring a new vehicle.
  • Education or Training Expenses
    Invest in your future by funding education or training programs that can open new opportunities.

Get a Personal Loan from DCFCU Today!

Apply for a Personal Loan today and witness firsthand how Dade County Federal Credit Union can empower you to achieve your financial goals. Don't miss out on the chance to secure the cash you need with the trusted support of your local credit union!

Apply for a Personal Loan

FastTrack Loan

Apply today for a FastTrack Loan and borrow up to $4,000 with No Credit Check*.

Come into any branch location and speak to a representative to apply.

Questions? Call 305-471-5080

*Member must be in good standing with credit union. Must be employed a minimum of 12 months and must have full direct deposit and payroll deduction at time of funding. Maximum loan amount is $4,000, first-time FastTrack borrowers maximum loan amount $1,500.00, maximum term is 1.5 years. This loan cannot be combined with current offers and must not have active unsecured loan product with the credit union. There is a one-time $15 application fee. Must adhere to credit union lending policy. This offer is subject to change at any time. APR, annual percentage rate for loan is 17.99% APR.

Have questions? Contact us today.

CountyLine®

Borrow exactly what you need, when you need it!

DCFCU CountyLine line of credit is an unsecured Line of Credit with a variable rate that allows you access to funds as you need them. As you repay your outstanding balance, the amount of available credit is replenished and made available for future use.

Take advantage of these benefits with a DCFCU CountyLine line of credit:

  • Open-end Line of Credit
  • Access up to $30,000
  • Provides overdraft protection for your checking account
  • Flexible repayment terms for your convenience

Ask a representative for details.

Apply for a CountyLine LOC

*The rate you qualify to receive may vary depending on individual credit history and underwriting factors. Maximum unsecured debt with DCFCU may not exceed $20,000. To qualify for the lowest rate, direct deposit of paycheck and auto-debit of loan payment are required. Members with an existing DCFCU unsecured debt will need to qualify additional disbursement of at least $2,500 over the current outstanding balance. Loan programs, rates, and terms may change or be discontinued at any time without notice. Membership is required.

Current Loan Rates