Checking Accounts

Pen and bank check

Secure Checking

Paying for goods and services is fast and easy through our Secure Share Draft Checking Account.

  • Unlimited check writing
  • ID Safe Choice* - Fully Managed Identity Theft Recovery plus Identity Theft Expense Reimbursement Insurance.
  • Dividends are paid on an average daily balance of $1000
  • Direct Deposit and Payroll deduction
  • VISA® Debit Card
  • Personalize your debit card
  • Free transactions at all DCFCU ATMs
  • Four Free transactions monthly at Presto® ATMs (ATM surcharges may apply)
  • Online Banking and Bill Pay
  • Mobile Banking

Our Secure Checking account may also qualify you for additional discounts on consumer loans!

Open Secure Checking Account

Secure Plus Checking

Our Secure Plus Checking account includes expanded banking benefits and enhanced security features; as part of the checking account, you will enjoy the following benefits and services:

  • All the same benefits of Secure Checking
  • Fully Managed Identity Theft Recovery - Covers all types of identity theft and includes coverage for up to three generations of family members
  • 5 Free Cashier’s Checks and Money Orders per Month
  • $.05 Cash Back per Debit Card Purchase (POS and Signature Based)
  • $25,000 ID Theft Expense Reimbursement

Open Secure Plus Checking Account

Already have Secure Plus Checking?

You are entitled to nxg|PROTECT - powerful, proactive Identity Monitoring Services* with Alerts:

  • Credit Monitoring - Provides email and SMS text alerts for credit inquiries, new credit lines, address changes, and more.
  • Credit Score - Tracked on a timeline to see unexpected changes that might indicate identity theft.
  • Credit Report - Helps to benchmark your credit standing and uncover pre-existing credit issues.
  • IP Address Monitoring - Safeguard your network's security by analyzing the data traffic, behavior, and interactions of IP addresses.
  • Dark Web Monitoring - Alerts you if your personal information or registered credentials have been compromised on the Dark Web.
  • Social Media Monitoring - Monitors your Facebook, Instagram, LinkedIn, and Twitter accounts.
  • High-Risk Transactions Monitoring - Provides alerts to password resets, money transfers, and more at participating companies.

Register for NXG|Protect

*MONITORING SERVICES ARE PROVIDED TO THE PRIMARY ACCOUNT HOLDER ON AN ENTITLED BASIS AND REQUIRE CONSUMER ACTIVATION. For additional details about the services, including terms, conditions, and limitations, please visit dcfcu.nxgstrategies.com.

*Monthly service charge: $3.99

Senior’s Advantage Checking

We offer free services to members who are 50 years or older and maintain a minimum combined average daily balance of $2,500.

  • Minimum opening balance: None
  • Minimum balance to qualify: $2,500
  • Check writing fee: None

Free services include:

  • Free ATM transactions (excluding other institutions’ surcharges)
  • Free checking with free standard check order
  • Free AARP membership for the first year
  • $5 discount on a safe deposit box
  • Up to 6 free copies of statements per year
  • 5 free money orders per month
  • 5 free Cashier’s Checks per month
  • Free Notary services
  • No annual fee VISA card (if the member qualifies)

Open Senior Advantage Checking Account

Money Management Account

To earn a premium interest rate without tying up your cash, this easy-access account lets you enjoy complete liquidity — including access to Tellerline 24 or any of our branches. This powerful money management tool keeps your funds liquid and flexible while strengthening the earning potential of your hard-earned money. The minimum balance required to open this account is $2,500. You must maintain a minimum daily balance of $2,500 in your account to obtain the disclosed annual percentage yield. Dividends are compounded and credited to your account every month.

Open Money Management Account

ID Safe Choice

Professional, dedicated Privacy Advocates are standing by and will manage your identity theft incident and resolve suspected or confirmed fraud until completion, with no time limit. Identity Theft Expense Reimbursement Insurance covers out-of-pocket expenses incurred by you during the recovery of your identity. These benefits extend to cover three generations of your family (3G) and continue to provide coverage for up to 12 months after death.

Learn more about the ID Safe Choice Program.