Individual Retirement Accounts

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We offer the Traditional IRA and Roth IRA. An IRA is a smart way to save for the future. IRAs may offer a considerable tax advantage you can enjoy now because your earnings are tax-deferred. Plus, you may be able to deduct your contributions from your current income. Consult with your tax advisor.

IRA Rates

Share IRA Certificates

Rates effective as of June 13, 2025

Range Rate APY*
12 month 2.88% 2.92%
24 month 3.03% 3.07%
36 month 2.52% 2.55%

Minimum of $500 required to open account. All terms are subject to early withdrawal penalty and or fees which may reduce earnings.

Rates are subject to change. Please check with your local branch for more details (fees or penalties may apply).