Member Benefits

Dade County Federal Credit Union (DCFCU) is a member-owned financial institution that has been serving the community since 1939. We are committed to providing our members with exceptional service and competitive rates on a wide range of products and services.
In addition to savings, checking, loans, and credit cards, Dade County Federal Credit Union offers other products and services that benefit our members.
Welcome PBA
Dade County Federal Credit Union is proud to support our law enforcement officers, the South Florida Police Benevolent Association and Broward County Police Benevolent Association (PBA) with a variety of financial products and services, including competitive interest rates on loans, savings and checking accounts, free checking, financial planning and investment services, insurance products, and more.
Insurance Products
The Family Security Plan
Dade County Federal Credit Union is pleased to offer Members permanent Whole Life Insurance, Disability Income and Critical Illness Insurance through a partnership with The Family Security Plan®.
TruStage Auto and Home Insurance
Ready to save? Switching to the TruStage® Auto & Home Insurance Program is easy.
Route 66 Extended Warranty
Route 66 Warranty’s Mechanical Breakdown Protection Plans are available for both new and pre-owned vehicles, and coverage is transferable if you sell your vehicle before your agreement expires, providing added resale value.
Guaranteed Asset Protection (GAP)
Protection when you need it most. Whether your vehicle is stolen and unrecovered or totaled in an accident and cannot be repaired. GAP covers the difference between your primary carrier’s insurance settlement and the amount you still owe on your loan or lease.
Auto Buying Service
Dade Auto Desk (D.A.D.)
D.A.D. is an auto-finding service that is available to all Dade County Federal Members. D.A.D. makes the often tedious and frustrating auto shopping experience simple and efficient. Get the vehicle you want at the price you want, without stepping foot in a dealership. The Dade Auto Desk team will secure all manufacturer rebates and incentives and avoid unnecessary fees.
Discounts & Offers for Members
Love My Credit Union Rewards
Take advantage of great discounts and offers from Love My Credit Union Rewards.
Financial Resources
Wealth Management
Dade County Federal Wealth Management is offered through LPL Financial.
Financial Tools
We’ve partnered with Banzai! to offer an interactive suite of tools to help you understand and manage your finances.
GreenPath Financial Wellness
DCFCU has teamed up with GreenPath to bring you GreenPath Financial Wellness, a financial education, and counseling program. As a DCFCU Member, you have free access to money management and financial education services.